Getting hurt is never any fun. The last thing you want to do is spend your days in a hospital bed or at rehabilitation courses. However, some accidents cannot be avoided. Furthermore in many instances, your insurance coverage will not be enough to cover the costs of the hospital bills and the financial losses you will incur from not being able to work. You should not have to suffer from an accident financially as well as physically and emotionally. In many instances, you will be entitled to financial compensation for your injury and losses.
Common Personal Injuries
Slip and Fall Accidents – slip and fall accidents are often referred to as premise liabilities. If you have an accident in a store, at a house or even on the street, you could be eligible for financial compensation. Slip and fall accidents may only end up costing you your pride (if you fall in front of a large crowd). However, in some instances, a slip and fall accident can lead to broken bones, neck and spine injuries and even head trauma.
Car Accidents – car accidents happen all the time. This is one of the main reasons people choose to purchase comprehensive car insurance. However, many of us realize only too late that car coverage will usually not cover all the costs incurred from a serious car accident. Sure, your car may be repaired for free, but insurance generally does not pay for the time you will miss from work or the costs incurred by attending physical therapy. These are usually out of pocket expenses. However, they shouldn’t have to be, especially if the accident is not your fault.
Work-Related Accidents – in most workplaces, you will need to file a claim for any accident, big or small. Even a paper cut may need to be kept on file. However, it is the larger accidents that will cause the most damage. Common work related injuries include back and shoulder problems from heavy lifting, broken bones from large machinery, head trauma, neck pain and even death in some instances.
What to Do if you’ve Been in an Accident
Regardless of whether you have been in a car accident, a slip and fall accident, a motorcycle accident or a work related accident, you will need to get as much details as possible. This includes:
- Any additonal parties information, such as other drivers. Information includes any insurance, phone numbers, names and addresses.
- The name and badge of the police officer handling the accident
- Details of how the accident happened. Where did it take place? At what time? Who was involved? What was involved?
- Any photos of the damages. If you have a camera or a mobile phone camera handy, take pictures of the damage. If you have been in a car accident, take photos of the wrecked parts. If you have injured yourself with a slip and fall, take pictures of the scene and any bruises, cuts or scrapes you have incurred.
Minneapolis Personal Injury Lawyer
When it comes to fighting back from a personal injury, you will need to speak to a qualified personal injury attorney about your legal rights and what financial compensation you are eligible for.